Where
are you
headed? We'd like to help get you there.

Welcome to Waterman State Bank.

Your locally owned community bank since 1891. Located in the heart of downtown Waterman to serve all your banking needs!

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Checking.

Not only can WSB Rewards Checking make you money, qualifications are designed to make your life easier.

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Savings

Build savings with no extra effort. No monthly service fee, no minimum balance requirement to earn rewards.

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Loans

Use your funds as you see fit. Low rates for easy payments, local decision-making, secure loan with just a signature.

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Online Banking

24/7 access, manage multiple accounts, transfer funds, make payments online, and mobile banking now available.

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Auto Loans

That new vehicle is well within your grasp with our competitive rates and flexible terms. That dream car will be a dream no more!

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A Message From Waterman State Bank About COVID-19