Additional Services

 We offer a wide variety of amenities in addition to our featured accounts and services. Search the list below to see how we may assist you.

Cashier's Checks

$5.00 fee per check

Coin Counting

We count any change you collect.

DeKalb County Real Estate Tax Payments

We accept any and all DeKalb County real estate tax payments. We just need the tax bill and the payment to get started.

Direct Deposit

Deposit your paycheck directly into your Waterman State Bank account.

Drive-up ATM

248 W Lincoln Hwy. Waterman, IL 60556

Fax Machine

$2 fee per page for incoming
$2 fee per page for outgoing

Money Orders

$2.50 fee per check

Night Deposit

Deposit funds after hours (Conveniently located in drive-up lane 1)


FREE public notary service

Phone Transfers

$2 fee for transfers under $1,000

Routing Number


Safe Deposit Boxes

2.75 x 5 $20
3.75 x 5 $25
3 x 10 $35
5 x 10 $40
8 x 10 $50
10 x 10 $60

Visa® Debit Cards

FREE with any new checking account

Wire Transfers

$30 fee for outgoing wire transfers (No charge for incoming)