Rates

APY = Annual Percentage Yield

Rates effective as of May 14, 2018

APY is subject to change.  Fees could reduce earnings.

Checking Accounts

Account NameBalance TiersInterest RateAPY

WSB Rewards Checking

$0 to $50,000

1.00%

1.00%

$50,000 and over

0.50%

1.00% - 0.67%

All balances if qualifications are not met

0.05%

0.05%

Qualifications

To earn rewards, simply do the following each monthly qualification cycle:

  • Receive FREE e-Statements
  • Have at least 12 debit card transactions post and settle
  • Have at least 1 direct deposit, online bill payment, or automatic debit (ACH) post and settle

Savings Accounts

Account NameBalance TiersInterest RateAPY


WSB Rewards Savings

$0 to $10,000

.75%

.75%

$10,000 and over

0.50%

0.75% - 0.57%

All balances if qualifications are not met

0.05%

0.05%

Savings*

N/A

0.05%

0.05%

Christmas Club

N/A

0.25%

0.25%

Every month you qualify in your WSB Rewards Checking , you will automatically qualify for the Reward Savings rate too. See qualifications above.

*Must maintain $50.00 minimum balance to earn APY.

Money Market Accounts

TierInterest RateAPY

$0 < $2,500

0%

0%

$2,500 < $10,000

0.10%

0.10%

$10,000 < $25,000

0.15%

0.15%

$25,000 < $50,000

0.20%

0.20%

$50,000 or greater

0.40%

0.40%

Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)

TermInterest RateAPY

7-31 days

0.23%

0.23%

91 days

0.40%

0.40%

182 days

0.60%

0.60%

12 months

1.04%

1.05%

18 months

1.24%

1.25%

24 months

1.49%

1.50%

30 months

1.59%

1.60%

36 months

1.73%

1.75%

48 months

2.08%

2.10%

Individual Retirement Accounts (IRAs)

12 months

1.39%

1.40%

24 months

1.73%

1.75%

36 months

1.97%

1.99%

 Special CD Rates

TermInterest RateAPY

CD Special-- 22 months

1.83%

1.85%

CD Special-- 41 months

2.23%

2.25%

Penalty will or may be imposed for early withdrawal.