WSB Rewards Checking

1.00% APY*

on balances up to $50,000

1.00% - 0.67% APY*

on amount of balance over $50,000
depending on balance in account

0.05% APY*

if qualifications aren't met


  • UNLIMITED ATM fee refunds nationwide**
  • No monthly service fee
  • No minimum balance requirement to earn rewards
  • FREE online banking and bill pay
  • FREE e-Statements
  • FREE Mobile Banking
  • FREE Visa® debit card
  • Low $50 minimum deposit to open
  • Plus, link to WSB Rewards Savings for free automatic savings!

Not only can WSB Rewards Checking make you money, qualifications are designed to make your life easier.

Just do the following each monthly qualification cycle to reap your full benefit:

  • Receive FREE e-Statements
  • Have at least 12 debit card transactions post and settle
  • Have at least 1 direct deposit, online bill payment, or automatic debit (ACH) post and settle

Yes, you get rewarded for convenient banking habits. Best of all, you still earn interest if you come up short — with no service fee. And, you can cash in on all your rewards the very next month!

$30 fee will be assessed if account is closed on or before 90 days after new account opening.
*APY=Annual Percentage Yield. APYs accurate as of 03/29/2013. Rates may change after account is opened. Minimum to open is $50 for WSB Rewards Checking and $50 for WSB Rewards Savings. For WSB Rewards Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $50,000 receive APY of 1.00%; and (3) balances over $50,000 earn 0.50% interest rate on the portion of the balance over $50,000, resulting in 1.00% - 0.67% APY depending on the balance. If qualifications are not met on WSB Rewards Checking all balances earn 0.05% APY. Qualifying transactions must post to and settle WSB Rewards Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one banking day after the the current statement cycle through the close of the statement cycle. The advertised WSB Rewards Checking APY is based on compounding interest. Interest earned in WSB Rewards Checking is automatically transferred to WSB Rewards Savings each statement cycle and does not compound. Actual interest amount paid may be less than advertised WSB Rewards Checking APY. The WSB Rewards Savings APY may be less than WSB Rewards Checking APY. Transfers between accounts do not count as qualifying transactions. **ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.