We are pleased to announce that our Lobby has reopened, no appointment necessary! Please contact us if you have any questions. Contact us!

The health and safety of our customers, staff, and community is our highest priority.  Please know that we are taking steps to ensure our bank is clean and safe for our customers.  We are keeping our staff informed and asking that they stay home if showing any symptoms of this virus. The lobby is back open and we are following the current CDC guidelines. The notice we posted on our door will be updated as guidelines change. We will continue to monitor this situation and provide updates as needed. All previous options for conducting transactions are still available if you do not yet feel comfortable entering the lobby.


  • Call us at (815) 264-3201 so that we can assist you by phone
  • Use Internet Banking and Billpay
  • Download the Waterman Bank Mobile app
  • Ask your employer to pay you by direct deposit
  • We are temporarily waiving the $2.00 telephone transfer fee
  • Use the ATM that is now conveniently located in lane 1 of the drive-up
  • If you are experiencing symptoms and must conduct bank business, please use the drive-up or night depository located in lane 1 of the drive-up