Waterman State Bank certificates of deposit.

Waterman State bank offers two type of Certificates of Deposit (CDs) to fit your needs, depending on the amount to deposit. See the benefits below.

Certificate of Deposit features:

  • Higher rates than savings accounts
  • Guaranteed returns for the length of your term
  • Terms ranging from 7-31 days up to 48 months
  • Early withdrawal penalty applies
  • 10-day grace period post-maturity to withdraw without penalty
  • Minimum $1,000 to open account

0.15% APY

7-31 days

0.20 APY

91 days

0.35% APY

182 days

0.45% APY

12 months

0.50% APY

18 months

0.55% APY

24 months

0.60% APY

30 months

0.65% APY

36 months

0.70% APY

48 months

Special Certificate of Deposit features:

  • Auto renews to a 12 Month Certificate
  • 10-day grace period post-maturity to withdraw without penalty
  • $5000.00 Minimum opening deposit
  • Penalty will be imposed for early withdrawal

0.59% APY

15 months

0.99% APY

28 months

Penalty will or may be imposed for early withdrawal.

APY=Annual Percentage Yield.