Waterman State Bank Rates
Our competitive interest rates are listed on this page. Rates effective as of January 7, 2021. APY means Annual Percentage Yield. APY is subject to change. Fees could reduce earnings.
To earn rewards, simply do the following each monthly qualification cycle:
- Receive FREE e-Statements
- Have at least 12 debit card transactions post and settle
- Have at least 1 direct deposit, online bill payment, or automatic debit (ACH) post and settle
Every month you qualify in your WSB Rewards Checking , you will automatically qualify for the Reward Savings rate too. See qualifications above.
*Must maintain $50.00 minimum balance to earn APY.
Money Market Accounts
|$0 < $2,500||0%||0%|
|$2,500 < $10,000||0.10%||0.10%|
|$10,000 < $25,000||0.15%||0.15%|
|$25,000 < $50,000||0.20%||0.20%|
|$50,000 or greater||0.40%||0.40%|
Certificates Of Deposit (CDS)
Individual Retirement Accounts (IRAS)